Appraisal Fee (if needed)



Credit Report  $28
Underwriting/Administration Fee  $995**
Flood Certification $12
* varies with property type and market value ** can vary slighty with investor  


In addition to the fees above there are Title Charges (escrow, title insurance, recording fees, etc.). These fees will vary depending on the loan amount and service provider. A full loan disclosure will be provided to the borrower upon completion and registration of the loan application. Southwestern Mortgage Company guarantees the final closing costs will not exceed 10% of the total fees quoted on the "Loan Estimate" for a refinance and purchase transaction.


There are lender closing cost credits available at certain rates.  Call or e-mail for details and a quote on the "No Lender Fee" or "Zero Cost Out of Pocket (zero points and zero fees)" program.


Call or e-mail us with any questions.

Thank you for the loan inquiry. To apply call Toll Free 800-286-2574 or click here to be directed to our secure on-line application form.


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Copyright 2006 Southwestern Mortgage Company.  All rights reserved. Loans limited to Qualified Individuals.
California Dept. of Real Estate, Real Estate Broker/Lender 01264907 (916) 227-0931